Tag
Money Saving.
15 of 120 articles tagged money saving.
Cutting a MORE Power Bill in Iloilo: The Decisions in the Order They Arrive
The MORE Power levers in the order they reach you: the load schedule you declare before connection, the monthly repricing, and the one appliance decision.
Money Changers Cebu 2026: the BSP Mid-Rate, the AMLC Line, the Spread Nobody Publishes
The BSP mid-rate is public and live. Cebu counter spreads are not, and we have not measured them. What we can say, and the AMLC PHP 500,000 line.
InstaPay vs PESONet 2026: The Fee Question Is Dead, the PHP 50k Cap Isn't
InstaPay vs PESONet on BSP's 10 July 2026 fee sheet: free at BPI, BDO, Metrobank and five more banks, and the PHP 50,000 InstaPay cap now picks the rail.
Credit Cards Philippines for Foreigners 2026: Security Bank Fast Track, CIC, and the Real Path
Security Bank Fast Track (PHP 15,000 hold-out) is the realistic 2026 foreigner credit card. BSP caps interest at 3%/month; CIC unlocks BPI, BDO at month 12.
Best Debit Card for Spending in the Philippines (2026): Wise for Residents, Schwab for US Visitors, and Why Revolut Is a Dead-End for PH
Which Philippines debit card wins depends on the passport you hold, not where you visit. Schwab, Wise PH, Maya and GoTyme, picked by status, checked Aug 2026.
High-Yield Savings Philippines 2026: Why MP2's 7.12% Beats Every Bank
High-yield savings Philippines 2026: CMEPA ended the 5-year tax exemption in July 2025, Pag-IBIG MP2 paid 7.12% tax-free, and deposits repriced in June 2026.
Maya vs GCash 2026: Which One to Actually Use in the Philippines
Both wallets cut InstaPay to PHP 10 in July 2026, and the savings gap is 70 basis points. Fees, rates, cards, KYC, and the case for running both.
Time Deposits Philippines 2026: Why Big-4 TDs Lost After CMEPA
CMEPA flattened deposit interest to a 20% final tax on 1 July 2025, killing the 5-year peso TD. Where Big-4 rates land now, read from our live deposit ledger.
ATM Fees in Cebu (2026): The PHP 250 Foreign-Card Surcharge No Bank Publishes, Withdrawal Limits, and the DCC Trap
Cebu ATM fees on a foreign card: the ~PHP 250 surcharge no bank publishes, verified BDO and BPI limits, and the DCC prompt that voids a Schwab rebate.
GCash Fees Breakdown (2026): The Bank Rail Went Free, the Counter Still Takes 2%
GCash fees 2026: banks zeroed InstaPay in July and GCash cut its send fee to PHP 10, but the 2% lives on at the Cebuana and M Lhuillier counter above quota.
Sending Money to the Philippines: Wise vs Remitly vs GCash (2026)
Every inbound rail costed as FX margin plus explicit fee, read live from the LiveInPH USD-PHP corridor ledger, plus the rails whose pricing nobody publishes.
Wise Card in the Philippines (2026): The May 1 Fee Reset, the ATM Surcharge We Cannot Verify, and the InstaPay Fee Nobody Mentions
Wise card Philippines after the May 1, 2026 ATM reset: what each issuing country now gets, and why a Wise PHP balance is the expensive way to pay rent.
Best Digital Bank Philippines (2026): Tonik vs Maya vs GoTyme vs MariBank vs CIMB
Best digital bank Philippines 2026: Tonik cut its time-deposit ladder twice in three weeks, CIMB reset MaxSave, GSave fell to 2.3%. Post-CMEPA math, live.
GCash Scams in 2026: The Eight Plays, the Three Refund Paths, and What AFASA Actually Changed
The eight active GCash scam plays, the 60-minute checklist, GCash dispute vs BSP escalation vs AMLC freeze, and what the AFASA deadline did and did not change.
GCash for Foreigners in the Philippines (2026): IDs, Limits, and Why Top-Ups Fail
A tourist passport will not open a GCash account. The five IDs that work, the wallet tiers, InstaPay after the July 2026 reprice, and why bank top-ups fail.