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LiveInPH

Iloilo data console

Every number an Iloilo move turns on, read live from a sourced ledger

Latest data as of 2026-07 · Console updated 2026-08 · Every figure reads live from a published ledger

At a glance

The headline numbers, live

Five figures that decide most of an Iloilo budget, each read straight from its ledger.

as of 2026-07

What changed — latest vs prior observation

MORE Power residential rate ₱13.9101/kWh → ₱14.3490/kWh · 2026-07
Region VI headline inflation 6.8% → 7.8% · 2026-07
Region VI food inflation 5.7% → 6.8% · 2026-07
Pag-IBIG MP2 dividend 7.1% → 7.12% · 2025

What a month costs

Three monthly budgets, line by line

Lean, modest and comfortable — editorial planning bands, with electricity priced from the live MORE Power rate.

Lean solo month (no AC, outer districts)
Category Range Notes
Rent (budget room/studio, City Proper / La Paz / Molo) ₱5,000–₱9,000 No AC, older building
Electricity (MORE Power) ₱1,400–₱2,400 No AC, fans only
Water (Metro Pacific Iloilo Water) ₱250–₱400
Internet (entry fiber) ₱1,499–₱1,699
Food ₱6,000–₱9,000 Palengke + carinderia + cooking
Transport ₱1,000–₱2,000 Jeepney base fare
Phone ₱300–₱600
Misc ₱1,000–₱2,000
Total ₱16,449–₱27,099
Modest solo month (inverter AC, mid-tier area)
Category Range Notes
Rent (studio, Jaro / outer Mandurriao) ₱10,000–₱17,000 Inverter AC, newer building
Electricity (MORE Power) ₱2,200–₱3,100 1.5HP inverter AC 8 hrs/day
Water (Metro Pacific Iloilo Water) ₱350–₱650
Internet (Converge / PLDT fiber) ₱1,499–₱1,999
Food ₱8,000–₱12,000 Cooking + carinderia + some dining out
Transport ₱1,800–₱3,500 Jeepney + Grab
Phone ₱500–₱800
HMO (self-pay) ₱800–₱2,500
Misc ₱2,000–₱4,000
Total ₱27,149–₱45,549
Comfortable solo month (Iloilo Business Park condo)
Category Range Notes
Rent (studio or 1BR, Iloilo Business Park / Mandurriao) ₱20,000–₱33,000 Avida Atria, One Madison Place, SMDC Style
Condo dues ₱2,000–₱7,000
Electricity (MORE Power) ₱3,600–₱5,000 2HP inverter AC 10 hrs/day
Water (Metro Pacific Iloilo Water) ₱500–₱900
Internet (1 Gbps fiber) ₱2,099–₱2,599
Food ₱11,000–₱17,000 Regular dining out
Transport ₱3,000–₱6,000 Grab-heavy
Phone ₱800–₱1,500
HMO ₱1,500–₱3,000
Misc / lifestyle ₱5,000–₱9,000 Gym, dining, Grab, leisure
Total ₱49,499–₱84,999

Iloilo against Manila and Cebu

IloiloManilaCebu
Studio rent (mid-tier) ₱10,000–20,000₱16,000–28,000₱12,000–22,000
Electricity (₱/kWh) ₱14.3490 MORE11–12 Meralco14.96 VECO
Water ₱28.67/cu.m MPIW (basic rate)₱290+ Maynilad₱259.16 MCWD (min)
Internet (fiber, mid) ₱1,349–1,599₱1,499–2,199₱1,499–1,999
Jeepney base fare ₱13₱13₱13
Distinctive risk River-fed lowland floodingIn the typhoon beltFlash floods in typhoons
Iloilo and Cebu figures are live ledger reads; Manila is an editorial reference band for orientation. Water is not like-for-like: Iloilo shows MPIW's per-cu.m basic rate (no current minimum charge is published), Cebu the MCWD 10-cu.m minimum.

What the meter costs to run

At ₱14.3490/kWh (MORE Power, July 2026 cycle (+₱0.44)), the 1.5hp inverter ac is the priciest line — about ₱3,857/month at 8h a day. Every bar is computed live from the current rate, not a stored figure.
Show the data table
Estimated appliance running cost per month at the current electricity rate.
Appliance Watts Hrs/day kWh/mo ₱/mo
1.5HP inverter AC 1120 8 268.8 ₱3,857
Refrigerator 150 24 108.0 ₱1,550
Water heater 3500 0.5 52.5 ₱753
Rice cooker 700 1 21.0 ₱301
LED TV 80 5 12.0 ₱172
Electric fan 60 12 21.6 ₱310

Electricity, water, internet

The utility ledgers

MORE Power is a real longitudinal series; MPIW is a two-tranche basic rate with a published minimum-charge gap; internet is Converge's dated national plan table.

as of 2026-07
MORE Power residential rate has risen from ₱12.6642/kWh (Jan '26) to ₱14.3490/kWh (Jul '26) across 7 published billing cycles.
Show the data table
MORE Electric and Power Corporation (MORE Power) residential all-in rate (₱/kWh) by published billing cycle, at four decimal places, with source per point.
Billing cycle ₱/kWh Source
January 2026 cycle ₱12.6642 MORE Power monthly rates
February 2026 cycle (−₱1.06) ₱11.5999 MORE Power monthly rates
March 2026 cycle (+₱0.08) ₱11.6814 MORE Power monthly rates
April 2026 cycle (+₱0.46) ₱12.1421 MORE Power monthly rates
May 2026 cycle (−₱0.27) ₱11.8710 Manila Bulletin, May 2026 cycle
June 2026 cycle (+₱2.04) ₱13.9101 MORE Power monthly rates (official)
July 2026 cycle (+₱0.44) ₱14.3490 MORE Power official monthly rates, July 2026 cycle
As of 2026-07 · source: MORE Power official monthly rates, July 2026 cycle · Iloilo Electricity Rate Series (CSV/JSON) · Published monthly billing cycles at MORE Power's own four-decimal precision; step lines hold a rate until the next published cycle. The official table terminates at 2026-07 — the later 2026 column headers exist but every cell is empty, so those cycles are unverified and deliberately not seeded. MORE Power is the sole distribution utility for the seven Iloilo City districts; the surrounding province is on ILECO I/II/III at separate rates.

MPIW water — the two-tranche basic rate

Metro Pacific Iloilo Water residential basic rate by LWUA-approved tranche.
TrancheBasic rate (₱/cu.m)0–10 cu.m minimum
2025-11₱25.2₱252.02
2026-03₱28.67— not published

Source: SunStar / LWUA-approved MPIW tranche schedule

Why there is no worked bill here. Unlike a tiered minimum, MPIW's current (2026-03) tranche publishes only the ₱28.67/cu.m basic rate; no 0–10 cu.m minimum charge exists in any source, and it is not derivable — the earlier 2025-11 tranche billed ₱252.02 on a ₱25.2/cu.m rate, so the minimum is not a clean ten-times multiple. These rows therefore do not sum to a monthly bill, and none is invented.

Sourcing note. FABRICATION REMOVED (2026-07-12). The 2026-03 `minimumFor10CuM` of ₱286.70 has been DROPPED from this ledger, at top level and in the history point. It shipped here as a sourced tariff when it is 28.67 × 10 arithmetic that nobody has checked against a bill. REASON CORRECTED 2026-08-20: the earlier version of this note said ₱286.70 "was never a published MPIW figure" and that "no source publishes a post-March-2026 0–10 cu.m. minimum". Both statements were false, and this ledger's own 2026-03 `source` refutes them. PNA, 3 Oct 2025, writes that a household "will have to pay PHP252.02 in November and PHP286.70 upon the implementation of the second tranche in March next year", and the Daily Tribune, 5 Oct 2025, prints the same pair. ₱286.70 is therefore FORECAST ARITHMETIC CARRIED BY TWO NAMED SECONDARIES off one October 2025 briefing, not a tariff anybody published. The decision to keep it out is unchanged, and rests on three things: (1) it is exactly the rate × 10, and the Tranche-1 precedent disproves that method — the published Tranche-1 0–10 cu.m. bill is ₱252.02 (SunStar) where 25.20 × 10 would give ₱252.00, so MPIW's minimum charge is not a clean multiple of the basic rate and cannot be inferred from it; (2) SunStar Iloilo and the Daily Guardian covered the same briefing and carry only the ₱252.02 figure; (3) nobody, MPIW included, has reconfirmed the March figure since the tranche actually landed. mpiwTariffSchema.minimumFor10CuM was made optional on 2026-07-12 precisely so the absence could be expressed. SOURCING GAP: no PRIMARY source publishes this tariff at all. MPIW's own 'latest approved tariff schedule' (mpiw.com.ph/wp-content/uploads/2024/11/WATER-RATES.jpg) is still the Nov 3, 2018 sheet with a ₱200.00 minimum, and miwd.gov.ph/water-rates/ is an empty stub. The ₱28.67/cu.m. rate exists in the public record only via named secondaries (SunStar Iloilo, PNA, Daily Guardian, Daily Tribune). Do not re-derive ₱286.70 and do not ship it as MPIW's published minimum. To close the gap: a photographed post-March-2026 MPIW residential bill, or an MPIW-issued tariff sheet.

Home internet (Converge national plans)

Converge Super FiberX national plan prices, retrieved 2026-09-04 (also serve Iloilo City).
PlanSpeed₱/mo
Super FiberX Play200 Mbps₱1,349
Super FiberX Max400 Mbps₱1,599
Super FiberX Prime800 Mbps₱2,099
Super FiberX Ultra1 Gbps₱2,599

Dated primary, not an editorial band. These four are Converge's own published national list prices (WiFi-6 modem included), retrieved 2026-09-04 — a dated primary, not an editorial band. Converge does not price per city, so they apply in Iloilo. PLDT, Globe and Sky Fiber also serve the city; their Iloilo plan prices were not pulled this pass, so they are named without a peso figure rather than estimated.

Asking rent

Rent by district and unit

A sourced low–high range per segment with its arithmetic midpoint — an editorial baseline, not a measured index.

as of 2026-05
Iloilo asking rents span ₱6,000–₱50,000/month across 11 district × unit-type segments — LiveInPH editorial baseline, not a measured index.
Show the data table
Iloilo rent baseline (editorial) — low/high asking-rent range and its arithmetic midpoint by district and unit type. No listing sample has been collected: n is null on every segment, so no median and no p25/p75 exist.
Segment Low Midpoint High n Confidence
Mandurriao / Iloilo Business Park · Studio ₱17,000 ₱22,500 ₱28,000 low
Mandurriao / Iloilo Business Park · 1BR ₱25,000 ₱28,950 ₱32,900 low
Mandurriao / Iloilo Business Park · 2BR ₱35,000 ₱42,500 ₱50,000 low
Jaro · Studio ₱8,000 ₱15,000 ₱22,000 low
Jaro · 1BR ₱17,000 ₱21,000 ₱25,000 low
Iloilo City Proper / Downtown · Studio ₱6,000 ₱12,000 ₱18,000 low
Iloilo City Proper / Downtown · 1BR ₱9,000 ₱12,500 ₱16,000 low
Molo · Studio ₱8,000 ₱11,500 ₱15,000 low
Molo · 1BR ₱12,000 ₱17,000 ₱22,000 low
La Paz · Studio ₱8,000 ₱11,500 ₱15,000 low
Arevalo · Studio ₱9,000 ₱12,500 ₱16,000 low
As of 2026-05 · source: LiveInPH editorial estimate — NOT an external source (see verificationNote) · Bar = editorial low–high range with its arithmetic midpoint. NOT a median, NOT measured p25/p75. Editorial baseline, not a measured index: these are LiveInPH's own estimated ranges. No listing sample has been collected — n is null on all 11 segments, so no median and no p25/p75 exist, and none are published. The Jaro and City Proper studio bands are the widest here because each spans two different markets under one label: cheap walk-ups at the floor, serviced suites at the ceiling. Their midpoints describe nothing real.

Editorial baseline, not a measured index. The bars are hand-written low–high asking-rent ranges with their arithmetic midpoint — never a sampled median, and no p25/p75 exists because no listings have been counted. A quarterly trend line appears only once two real listing samples are collected; Iloilo portal density is thin, and much of the long-tail supply lives in Facebook groups.

Where to live

Neighborhood scorecards

Rent band, what each area is best for, and the one thing to watch — a scorecard, deliberately not a radar.

Mandurriao / Iloilo Business Park

₱17,000–50,000/mo

BPO and office workers wanting a walkable modern coreYoung professionals who want malls, condos and nightlife in one township

Watch: Flooding is real despite the modern build — Taft North recorded the city's highest level (up to ~37 in) in the July 2025 rains

Full guide →

Jaro

₱8,000–25,000/mo

Families wanting the largest, most established districtHeritage-minded renters near schools and old mansions

Watch: Low-lying flatlands fed by the Jaro River — the Jaro Floodway exists for a reason, and Jaro barangays flooded in both 2024 and 2025

Full guide →

Iloilo City Proper / Downtown

₱6,000–18,000/mo

Budget, car-free renters who want to be centralAnyone who wants the markets, transport hub and Calle Real heritage core

Watch: Low-lying near the Iloilo River — among the districts the Jaro Floodway was built to protect

Full guide →

Molo

₱8,000–22,000/mo

Heritage lovers wanting quiet, walkable residential streetsRenters who want the "Athens of Iloilo" character near downtown

Watch: Older housing stock and heritage-district constraints

Full guide →

La Paz

₱8,000–15,000/mo

Central, budget-friendly, food-and-market livingRenters who want to be in the batchoy heartland near downtown

Watch: Documented flooding — 19 La Paz barangays flooded in July 2025, some homes taking 16–18 in

Full guide →

Arevalo / Villa

₱9,000–16,000/mo

Quieter, coastal, community-feel living away from the CBDRenters who want more space and the "flower village" character

Watch: The farthest of the six from the Business Park (~15–20 min) — you trade commute time for calm

Full guide →

Where the areas sit

A relative locator, oriented on the Iloilo Business Park BPO core in Mandurriao. It reads the same neighborhood ledger as the scorecards, so distance and rent band line up with the cards above.

Iloilo Business Park anchors the BPO core; rent bands ease with distance from it, and the trade every mover weighs is a lower rent against a longer ride back to the towers.
Show the data table
Iloilo covered neighborhoods — approximate location (relative, not to scale), editorial rent band, and commute window to the Iloilo Business Park BPO core. Positions from OpenStreetMap points.
Area Rent band (₱/mo) To Iloilo Business Park (min)
Mandurriao / IBP · BPO core ₱17,000–₱50,000 0
Jaro ₱8,000–₱25,000 5–15
Molo ₱8,000–₱22,000 10–15
La Paz ₱8,000–₱15,000 8–15
Iloilo City Proper / Downtown ₱6,000–₱18,000 10–20
Arevalo / Villa ₱9,000–₱16,000 15–25

Wages, inflation, prices

What things cost and what people earn

Region VI inflation and the RTWPB-VI wage floor are regional; the food basket is a national PSA retail benchmark, because the Iloilo retail survey could not be sourced.

as of 2026-07
Region VI inflation is accelerating: headline moved to 7.8% (July 2026) from 6.8% the month before, and food to 6.8% from 5.6% — both against the 2–4% national target band.
Show the data table

RTWPB Region VI minimum wage

RTWPB Region VI daily minimum wage by sector and employment size.
Category₱/day
Non-agriculture — more than 10 workers₱550
Non-agriculture — 10 or fewer workers₱525
Agriculture₱520

Source: NWPC / DOLE-RTWPB Region VI — Current Daily Minimum Wage Rates

Wage Order No. RBVI-29, effective 2025-11-19. Region VI splits by sector and employment size, not by geographical class — there is no Class A / Class B here — and the rates are basic wage with no separate COLA line. The order covers all six Region VI provinces, including the city of Iloilo; the companion ₱6,500/month domestic-worker minimum is a separate order.

Staple-food prices — national retail benchmark

PSA national retail price situationer, Early August 2026 (national retail benchmark).
CommodityUnit
Rice, well-milledPHP/kg (national retail avg)₱49.61
Fresh pork, with bonesPHP/kg (national retail avg)₱301.06
Cooking oilPHP/L (national retail avg)₱200.04

Source: PSA national retail price situationer (early August 2026), via The Manila Times

National, not Iloilo. These are PSA national retail averages, shown as an orientation benchmark. PSA does run an Iloilo-City retail survey, but it is reachable only through PSA OpenSTAT (which returned HTTP 403) and a banned aggregator, so the Iloilo/Region VI retail basket is published as a documented gap, not estimated.

FX, deposits, transfers

Moving and holding money

The FX benchmark, a post-tax deposit reading, the cheapest transfer rail, free InstaPay, and the MP2 dividend.

as of 2026-07-10
USD → PHP · BSP ₱61.583 per US$1 · 2026-07-10
Best TD · Maya Bank 4.80% post-tax APY · national (from 6% gross, after 20% CMEPA)⚠ unverified — not re-verified at the bank this sweep
US$1,000 out · Wise ≈ ₱511 all-in at the BSP mid-rate (2026-07-10)
Pag-IBIG MP2 7.12% declared 2025 dividend, p.a. · national

The FX benchmark, the deposit rate and the MP2 dividend are national figures, shown to size an Iloilo budget — they are not Iloilo-specific rates.

BSP reference rates

BSP Reference Exchange Rate Bulletin, pesos per one unit.
Currency₱ per unit
USD₱61.583
EUR₱70.402
GBP₱82.577
AUD₱42.72
CAD₱43.463

Source: BSP Reference Exchange Rate Bulletin, 10 July 2026 (LSEG NY close 09 July 2026)

Single bulletin-date snapshots, not monthly averages. A BSP reference rate is not a transfer or mid-market rate. Each currency carries two BSP points so far (May and July 2026), shown here as the latest snapshot rather than a drawn trend line.

InstaPay send fees

InstaPay is not price-capped by the BSP, so the fee is per-institution. 9 tracked institutions publish a free individual send — Bank of the Philippine Islands, Rizal Commercial Banking Corporation, Union Bank of the Philippines, Land Bank of the Philippines, BDO Unibank, Inc., Metropolitan Bank and Trust Company and others — while GCash and Maya charge ₱10.

Provenance

Every figure, traced

The named datasets behind this console, a citation you can paste, and the civic profile underneath it all.

Population · 2020 458k City of Iloilo · PSA 2020 Census
Land area 78.34 km² City of Iloilo · PhilAtlas (PSA-derived) · medium confidence
Barangays 180 across 7 districts

The Iloilo datasets behind these numbers

The ledgers this page reads are published as named datasets, each with a permanent page, dated history and a CC BY 4.0 download, so a figure quoted here can be traced back to the row it came from. Listed below is everything the catalog registers for Iloilo, which is not always the same set as the figures shown above.

The full catalog, including the other cities, is at /data.

Cite the flagship Iloilo dataset

Citation

LiveInPH. "Iloilo Electricity Rate Series (MORE Power ₱/kWh) — monthly billing cycles" (2026-07). LiveInPH, https://liveinph.com/data/iloilo-electricity-rate. Accessed 2026. Licensed CC BY 4.0.

Free to reuse, including commercially and by AI systems, on one condition: attribute “LiveInPH, https://liveinph.com” and link the dataset page. The CSV carries the same provenance in its header comment.

How every figure is collected, dated and verified is documented on the methodology page.